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Friday, February 3, 2012
CARDS & CONSEQUENCES
Credit American television viewers with this: their seeming ability to withstand, without losing their collective minds, what appears to be an numbingly unceasing barrage of TV commercials for 1) Law firms hawking their “IRS experts” as the ones you should hire for negotiations with the government to reduce your tax debt. 2) Celebrity pitchmen for reverse mortgages. First it was the late Peter Graves. Then it was Robert Wagner and former senator (and part-time thespian) Fred Thompson and now we have that gray eminence—can it really be him?--Henry Winkler. Or 3) Credit-card “debt consolidation”companies.
Is there money to be saved using any of the three? Yes, but the obvious catch is, they are all, in one form or another, options that themselves cost the customer money.
As part of the customer rapport at Pension Parameters - our customers speak to us frankly about their entire financial picture – since retirement planning decisions are made when considering ALL factors. It’s been reported that “overall, consumers now carry $2.48 trillion in debt, not counting mortgage debt.” Since we prudently serve the person along with the portfolio, we will always consider anything and everything that contributes to your financial health, with a focus on long-range retirement planning.
Labels:
debt consolidation,
retirement planning
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